GAP Insurance

Gap Insurance is designed to protect your investment by paying you the difference between your insurers settlement (in the event of total loss – write-off or theft) and what you original paid for your car.

• Added protection on top of your fully comprehensive motor insurance if your car is written off.
• A payout that fills the gap between the purchase price and your own insurers payout (as illustrated).

Click4Gap.co.uk have supplied dependable Gap Insurance for 20 years, buy online today at wholesale prices and save up to 75% on dealer prices!

Our New Return to Value Gap Insurance is now available up to 7 years after you bought your car!

What are the Benefits

For a premium starting at just £55, you can be safe in the knowledge that should your vehicle be a Total Loss (stolen or written-off,) you won't lose a penny.

You may have a 'new for old' Motor Insurance , which will replace your vehicle with a new model as long as it is under a certain age and covered less than a stated mileage. But unfortunately, should your vehicle be stolen or written-off a day after the 'new-for-old' policy expires, the insurance company will give you the trade value and not a new vehicle. GAP will give you the full price you paid for the vehicle.

Cover varies depending on who you buy GAP Insurance from, but most offer 3 years cover. If you prefer to select your own term and claim value Click4gap offer this for terms of up to 4 years with a one-off payment. Click4Gap offer cover for both new and used vehicles, cars purchased privately or from a dealer, bought on finance, cash or contract hire. Cars can be up to 7 years old when the policy is purchased.

The Facts

• A car is stolen every minute of the day in the UK*****
• There are more than two million vehicle related thefts each year**
• Vehicle crime accounts for nearly 20% of all crimes recorded****
• Over 500,000 vehicles become a total loss each year
• Every day in the UK more than 200 vehicles are involved in serious car accidents*****
• Cars seem to be depreciating at a far greater rate than ever before
• Motor Insurance valuations are less than the amount you paid for the car
• You pay the deprecation, not your motor insurer
• In 2003/04 around 10% of vehicle-owning households experienced some type of vehicle related-theft*
• One third of stolen cars are never recovered*****
• For cars aged between 1-5 years old - 5 were stolen per 1000 registered**

INFORMATION SOURCED FROM:
crimestatistics.org.uk *; secureyourmotor.gov.uk/ **; crimereduction.gov.uk ****; carcareplan.co.uk*****