Insurance scams have been around as long as insurance companies. However, rather than individuals committing the fraud, dedicated gangs are now involved. Insurance fraud gangs are now costing insurance companies 4 million a week.
The fraud involves two gang member vehicles, and an innocents vehicles. The first car would place itself in front of the victims car, while the second would accelerate past both vehicles.
The second vehicle will then deliberately pull in front of the first gang car, causing it to break sharply. The vehicle belonging to the innocent driver would crash into the first gang members car. The accident is therefore caused by the victim, as the last car to hit is usually at fault in a pile up.
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An SP30 is given when exceeding the speed limit on a public road. A public road is typically a non-motorway, where as a SP50 is given when your exceeding the speed limit on the motorway.
An on the spot fine of £60 and 3 points can be issued by a police officer if you exceed the speed limit, and likewise, by post, if your caught by a speed camera. However, this is minimum amount of fine. The maximum amount that can be given depends on how much you are exceeding the speed limit by.
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Snow can give motorists a lot of trouble
Rear wheel drive cars have the engine is in front, and the drive shaft on the back wheels. So only the back wheels are connected to the engines, and the front wheels move along freely. This is opposite to front wheel drive cars where the engine powers the front wheels only.
Many cars on the road are rear wheel drive cars, especially cars from the top marques like BMW, Lexus, etc. Rear wheel drive cars offer various benefits mainly because the weight is better balanced between the front and the back of the car. This improves road handling and offers better acceleration, since the weight of the car is pushed to the back at higher speeds, giving more traction to the rear wheels as they are pushed downwards.
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Image curesty of freefoto.com
During winter season, it might be dangerous to drive your car as the roads will be slippery. You need to have proper knowledge on how to drive on roads that are filled with ice or snow. Even if its heavy snow fall, many people still have to go to work and children to school, and there are lots of possibilities that an accident might occur. Imagine a situation where you have reached your office safely and now it is time for you to leave your office. In winter season the snow fall becomes heavier during the evening time. It will be dangerous to drive at that time because the roads become slippery and your vehicle goes out of control. So you should know some basic tips to handle your vehicle and to drive home safely. (more…)
What happens if you have put the wrong fuel in your car? For those who have done this in the past, may be wondering what effect, if any, this does to your car. Lots of people have the common mistake of putting the wrong fuel for their car, which leads to a big problem in future. You might have to spend a lot of money for repairing your car engine or in some extreme cases, car engine replacement. Some of the most common problems that you will face when you have misfuelled your car are discussed below.
Cars are used by professionals, housewives, transporters and students, and while they are busy thinking about their busy lives, might misfuel their car. All cars are diversified by their manufacturing techniques and they have some basic needs that should not be changed. But if changed by mistake, it can result in serious problems. These problems may not arise immediately as it takes some time. But when they occur, it will really pinch your pocket. So make sure you know what fuel type your car uses, and if you are going to use another person’s car, confirm in advance whether it’s a diesel or petrol car.
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Vehicular manslaughter is classified as the accidental killing and unlawful death of a person when the vehicle of driver was involved. If you operate a vehicle that leads to the accidental murder of another person then you are guilty of vehicular manslaughter
Vehicular manslaughter can happen in a bunch of different ways. Some most common are running over pedestrians in the street, or getting someone after drinking alcohol.
Some of the most common reasons are
Most Common Deaths Under the Influence of Alcohol
When a person is found intoxicated under the influence while driving a motor vehicle they are considered to be a drunk driver. Drunk drivers tend to kill people frequently throughout the year. This happens from people who drive their cars after they drink or people who have not sobered up yet in the morning. A drunken vehicle manslaughter case is often an issue because the individual had no intention of going out to kill someone, but the circumstances led to the death of a person that could’ve been avoided.
Petrol, Diesel or the Alternatives?
When it comes to diesels nowadays they are mostly equivalent with petrol cars. Because of the introduction of new turbo chargers and rail injection they crank up quicker and easier than in the past. Fuel has even metamorphosed to a liquid that does not leave a putrid odor behind.
Should I buy Petrol Or Diesel
99% Of all the cars on the road today are petrol or diesel. This is because fuels are easily accessible and are very convenient. Many alternative fuels are unpopular because of this notion.
When we are talking about more bang for your buck, diesel cars give you a lot more miles to your gallon of petrol cars. But keep in mind that petrol cars are eventually coming into the modern scene. By looking in our used car prices you can find information regarding to how much fuel each specific cars uses. Other factors to consider are
Cost Of Car: You will typically find that newer diesels tend to cost more than newer petrol cars. However keep in mind that you will be able to sell diesel cars for more also.
Less CO2: Diesel cars tend to produce less CO2 which makes them much more efficient, which means less Road Tax to Pay.
Servicing: Costs When it comes to cost of maintenance of a petrol car or a diesel they both cost around the same price to service. The difference is that diesels need more oil changes than the petrol.
Company Cars: Most company car drivers tend to choose diesel cars as their car choice. Even know there is a 3% surcharge because of high toxic emissions, diesel cars still cost the company less money overall because of the low CO2 emissions.
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Your responsibility as a driver is for you to be watchful over your passengers. You must make sure that you do not exceed the recommended amount of passengers for your car’s capacity. If you don’t abide by these things you could find yourself in trouble with the law.
How Many Passengers Are Allowed?
The maximum amount of passengers that your car can have depends on the number of seatbelts in your car. From May 2009 the new directive prevents more passengers being carried than there are seat belts in the rear of vehicles. This will mean that any vehicle of whatever age, where seat belts are fitted in the rear, more passengers may not be carried in the rear than there are seat belts available.
This is because there have been cases where unrestrained passengers in the back seat have been slung to the front, killing the driver or front side passenger. You should avoid passengers being in your car if there are no seatbelts for them.
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Sometimes when it comes to cheap car insurance it isn’t always the best thing for you when it comes to all of your needs. You need to read the small print first and we will show you how.
Anything that screams “cheap” has a catch. In the event of an accident the company could charge you a bill for compulsory excess. This is how much you have to shell out if you make a claim
You may notice that the insurance only covers specific items, or the policy may cover less than other companies. You definitely want to make sure that the agency is licensed and authorized by the FSA.
When shopping for car insurance, think of the following questions.
1.The difference between third party and comprehensive insurance?
The only thing that third party insurance covers is any type of damage or injury to the person that you harmed. You will have to pay for any damages to your own car.
Third party fire and theft TPFT comes into play when your car is lost by fire or stolen. Then it will cover you.
When it comes to comprehensive coverage it does include damage to your vehicle as well
2.Are you limited to a certain mileage?
UK drivers on average drive a little over 8,300 miles a year roughly. When you purchase insurance how much you drive will come into play. You insurer can lower the claim if you drive over the average amount of mileage or you have an accident.
3.Are there any strings attached?
When it comes to your age, experience, and the car that your drive, there are agencies out there that pay a larger contribution toward the claim.
Its better to leave valuable personal belongings in your home. Some companies may not cover them.
4.What is an excess?
An excess is the amount on which the insurance company will keep from a claim. Its usually around 100 pounds.
5.Legal and medical expenses limit.
It really depends. You have to make sure that it meets your specific needs.
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The British Car Industry has been in decline in the over the last couple of decade, and many manufacturers like Rover have long gone bankrupt, and disappeared altogether. Many others have been sold to other companies or investors, but are still being made in Britain. These are
Aston Martin – owned by two investments companies from Kuwait, Investment Dar and Adeem Investments. The are being build in Gaydon, Warwichshire
Bentley Motors – owned by Volkswagen and built in Crewe
Jaguar/Land Rover – owned by Tata Motor Company of India. They share production facilities in Liverpool and the West Midlands
Lotus – owned by Proton of Malasyia, and is built in Norfolk
Mini – owned by BMW and built in Oxford
MG Motors – owned by SAIC of China and built at Longbridge, Birmingham
Rolls Royce – also owned by BMW and are being built in Goodwod
